riskparameters.eu
riskparameters.eu

Dr. Hendrik Wagner - Credit Scoring & Internal Rating

Mission

 

As a consultant for risk analytics, it is my mission to assist credit risk and internal audit departments in Europe and globally in moving towards state-of-the-art credit scoring and internal rating systems in order to increase profitability and assure compliance.

For this, I provide advisory and implementation services, including methodology and software training, model development services and model validation services.

 

Benefits (Examples)

 

Unsecured Consumer Lending:

Expand sub-prime lending safely through intelligent cutoff selection

 

Credit Card:

Use rich behavioral information to build more accurate models for limit setting

 

Mortgage:

Automate and enrich mortgage scoring by moving beyond LTV

 

Car Finance:

Model LGD and benefit from reduced capital requirements when moving to the IRB advanced approach

 

Current Account:

Use account behavior information to better predict your customer‘s future actions

 

Small Business Loans:

Improve balance sheet based predictions by evaluating customer relationship and owner account behavior data

 

Corporate Loans:

Expand your corporate portfolios through statistical rating

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© Hendrik Wagner