Dr. Hendrik Wagner - Credit Scoring & Internal Rating
Mission
As a consultant for risk analytics, it is my mission to assist
credit risk and internal audit departments in Europe and globally in moving towards state-of-the-art credit scoring and internal rating systems in order to increase profitability and assure
compliance.
For this, I provide advisory and implementation services, including methodology and software training, model development services and model validation services.
Benefits (Examples)
Unsecured Consumer Lending:
Expand sub-prime lending safely through intelligent cutoff selection
Credit Card:
Use rich behavioral information to build more accurate models for limit setting
Mortgage:
Automate and enrich mortgage scoring by moving beyond LTV
Car Finance:
Model LGD and benefit from reduced capital requirements when moving to the IRB advanced approach
Current Account:
Use account behavior information to better predict your customer‘s future actions
Small Business Loans:
Improve balance sheet based predictions by evaluating customer relationship and owner account behavior data
Corporate Loans:
Expand your corporate portfolios through statistical rating
Druckversion 